We help our clients devise a plan of action and set timelines to reach their retirement goals. We do reviews and use checkpoints to make sure each client is on track. Every client is unique, so it is important to continue to check the progress of each individuals plan on a routine basis. Another important aspect of retirement planning is flexibility. Many people start retirement in one direction and end up taking a different route. Having a retirement plan that is able to be adjusted to evolving needs is our goal when creating a comprehensive plan.
Our estate planning clients are affluent individuals that have usually already retired and know they have enough money to live comfortably for the rest of their lives, but want to formulate a strategy to leave more of their assets to their heirs, specific charities, or a combination of both.
At Probitas Wealth, we take a fee-based approach to our investment advice by charging our clients a small percentage of the value of their portfolio. There is not a “cookie cutter” approach that works for investing your money. When choosing how to make your money work for you, there is a virtually endless amount of options available. We work closely with our clients, at their own pace, to design an investment policy for each of their individual accounts.
Insurance is one of the most confusing and misunderstood financial planning tools available. Our goal is to try and remove the confusion for our clients. If explained and implemented correctly, insurance can be an important and powerful piece of your financial puzzle. All too often in our industry, insurance is sold using fear and deception, which leads to frustrated clients and weak financial plans. We aim to empower our clients with all the information and options necessary to make a decision they will be comfortable with based on their individual needs.
Most of our small business clients come to us with a single goal; keep more of the money they make, keep their current employees happy and productive, and formulate an exit strategy so they’re prepared when it comes time to retire. We work closely with business owners to create comprehensive financial strategies so they can focus on doing what they do best. Our business services include, but are not limited to, retirement plan design and implementation, business continuation and funding, and tax forward strategies for buying and selling ownership.